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A home equity line of credit, or a HELOC, is very similar to a home equity loan as both use your home as collateral and offer competitive interest rates. The key difference is a home equity loan offers a single lump sum at a fixed rate, whereas a HELOC offers a line of credit at a variable rate that you can then draw upon.

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Here are the latest reserve/futures contract signings from around the NFL. These deals will go into effect on the first day of the 2018 league year, with players joining their respective clubs’ offseason 90-man rosters: Arizona Cardinals. WR Carlton Agudosi; DT Peli Anau; CB Jarell Carter; OLB Vontarrius Dora; CB Jonathan Moxey; WR Rashad Ross Players signed between now and then are signed to these 'reserve/futures' deals because they are being signed for a season that has not officially begun. Only players who were not on any NFL team’s active roster when the previous season ended are eligible for these types of contracts. Browse NFL contracts, salaries, team salary caps, cash payrolls, transactions, player valuations and more.

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While the weighted outperformance of the individual funds was 79.9%, the outperformance of the index portfolio as a whole was 82.9%. To add diversity to a portfolio, a quality sector fund like Vanguard Real Estate Index (MUTF: VGSLX) is a smart choice. Stocks in the real-estate sector as a whole do not have a high correlation, in terms of price movement, to the major market indices, such as the S&P 500 Index.

The IRS taxes the richest Americans at 37%, whereas the top federal tax rate in Canada is 33%. Rich Americans have access to many tax deductions that Canada's Alternative Minimum Tax does not allow.